Transport Insurance

Commercial Motor Specialists

T&G Insurance Brokers is the premier transport & earthmoving insurance broker firm. For over 20 years, we have been finding the best cover at the best prices for transport and earthmoving companies of all types and sizes. We cater for local, short haul, intrastate, and interstate operations. We have experience securing the best insurance for rigids, prime movers, and both single and multi trailer combinations.

Claims

We take the stress out of claims. Our Claims Managers handle your claims directly, leveraging our expert knowledge of claims processes to ensure your claim is handled fairly and promptly. Incidents involving third parties can cause delays to your claim, often involving rigorous negotiation. We are well versed in the relevant legal precedents and expertly handle third party claims with your best interests in mind.

We have a dedicated claims team who are dedicated to handling your claim. Our Claims Managers are specialists…

Premium Funding

Commercial Insurer demand large lump sums while business owners often prefer smaller regular payments because this makes cash flow management simpler. To give you more flexibility, Transport and General Insurance make the lump sum payments on your behalf on the insurer’s payment schedule, and you pay us in smaller installments on a schedule that suits you.

Transport Insurance

We understand Trucks and with over 30 years broking experience we know how to design and structure policies which will provide you with the cover that is specific to your needs. We specialise in Transport Insurance and have a large and diverse client base, which has allowed us to identify gaps and modify our risk analysis and policy wordings to ensure we have all potential risks covered. Every business is different so we provide a thorough risk analysis of your business and identify risks which are unique to your business. Some of the areas which we concentrate are:

Transport Insurance

  • What policy structure is best for you considering flat premium or different excess and premium options
  • 2 or 3 year new for old replacement cover
  • Finance Payout in the event of a total loss
  • Downtime or Business interruption cover to provide you with income while your vehicle or machine is being repaired
  • Market Value Policy or an Agreed Value Policy
  • Do you have any young or inexperienced drivers
  • Are you carrying any dangerous or hazardous goods and the potential cost of cleaning up these goods
  • Cost of cleaning up non dangerous or hazardous goods
  • Activities performed at airports on the air side of the fence
  • Works performed for rail authorities
  • Non Owned Trailer In Control
  • Dry Hire of Vehicles
  • Cover for goods which are on hook and being lifted or lowered by your vehicle or machine
  • Are you signing any contracts with your any third party including principal contractor and suppliers which require you to cover increased exposures

Depot / Workshop / Warehouse / Contents

Marine Insurance

  • Marine Insurance to cover the goods being carried
  • Marine Liability Insurance covering your liability to goods being carried
  • Loss of profit to the owner of the goods being carried

Public and Products Liability

Management Liability covering:

  • Statutory Liability for a breach of government acts including chain of responsibility, transport related fines and penalties
  • Employment Practices covering employment related incidents such as Unfair Dismissal, Bullying, Sexual Harassment, failure to promote
  • Directors and Officers Liability covering Directors and Responsible Officers for a wrongful act
  • Fidelity to cover the theft of employees
  • Tax Audit to cover accountants expenses
  • Reputation Expenses to protect your reputation

Travel Insurance providing protection for your travel within and outside Australia including cover for pre existing injury or illness

Trade Credit to protect you if a Debtor goes into liquidation

Cyber Crime to protect you from Virus and Encryption of your computer networks

Quick Enquiry

Complimentary Review

Our process begins with a complimentary analysis your company. We explore your company’s operations to identify opportunities to minimise liabilities and protect your assets. For expert assistance finding the best insurance coverage for your business, contact T&G Insurance Brokers toll free on 1800 010 599 and we’ll arrange your review.