Small Business Insurance Quotation

Small Business Insurance

Insure your business today with Real people who care.
Small Business Insurance

Whether you have a Warehouse, Cold Store, Property Owner or are Engineering, Repairing, Panel beating, Mechanic, Importing, Exporting , Wholesaling or Retailing we understand your business and know how to design and structure policies which will provide you with the cover that is specific to your needs. We have a large and diverse client base, which has allowed us to identify gaps and modify our risk analysis and policy wordings to ensure we have all potential risks covered. Every business is different so we provide a thorough risk analysis of your business and identify risks which are unique to your business. Some of the areas which we concentrate are:

 

Property Insurance

  • New for Old replacement
  • Flood
  • Check you are protected to cover any building industry guideline changes which may add to reinstatement costs
  • Business Interruption to cover your Loss of Profits
 

Marine to cover for goods damaged during transit

 

Public and Products Liability

  • Understand maximum potential exposures in setting limits of liability
  • Check you are covered for all indemnities you are picking up when signing contracts
  • Financial loss to your customer
  • Faulty workmanship
  • Resultant damage, injury  or financial loss from error  in design
  • Does the business do work on or around boats, aeroplanes or railways
  • Are safety or roadworthy certificates produced
  • Professional Indemnity to protect you when providing advice for a fee or design
 

Management Liability covering:

  • Statutory Liability for a breach of government acts including chain of responsibility, transport related fines and penalties
  • Employment Practices covering employment related incidents such as Unfair Dismissal, Bullying, Sexual Harassment, failure to promote
  • Directors and Officers Liability covering Directors and Responsible Officers for a wrongful act
  • Fidelity to cover theft by employees
  • Tax Audit to cover accountants expenses
  • Reputation Expenses to protect your reputation
 

Workers Compensation

  • Make sure all your workers are covered including contractors deemed workers and in different states
 

Travel Insurance providing protection for your travel within and outside Australia including cover for pre existing injury or illness

 

Trade Credit to protect you if a Debtor goes into liquidation

 

Cyber Crime to protect you from Virus and Encryption of your computer networks

Request Quote

Brisbane  :  Mackay  :  Melbourne  :  Sydney

1800 010 599